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SJP Approved 02/06/2025

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

Carr Financial Planning is a trading name of Carr Financial Planning Ltd. Carr Financial Planning Ltd is registered in England and Wales, Number 14876592. Registered Office: Suite 2.4 Howard House Commercial Centre, Howard Street North Shields, Tyne And Wear, NE30 1AR.